Built for Australian investors who want better data — not more noise
PropTime is an independent Australian property intelligence platform. We build tools that help everyday investors research suburbs, model cashflow and make more informed decisions — without the conflicts of interest that come with commission-driven advice.
Property data exists. Making sense of it does not.
Australian property investors face a paradox. There is more data available than ever before — vacancy rates, yield data, population trends, infrastructure pipelines, rental demand signals. But it is scattered across dozens of sources, presented without context and often tied to platforms that make money from your purchase decision.
At the same time, the tax and regulatory environment has never been more complex. Budget 2026 changed the negative gearing rules for established properties. The CGT treatment of investment properties is shifting. The ownership structure question — personal name, company, trust or SMSF — now matters more than it ever has.
Investors deserve tools that model this complexity honestly — not generic calculators that ignore the real rules, and not advice from people who earn a commission from the outcome.
One platform. Every tool an investor needs.
Suburb Intelligence
15,000+ Australian suburbs scored across 15 independent data factors — vacancy rate, yield, growth momentum, infrastructure, population trends and more. Updated regularly. No sponsored placements.
Cashflow Modelling
Model weekly cashflow before and after Budget 2026 changes. See exactly what a property costs under current rules and from July 2027 — side by side.
Structure Comparison
Compare personal name, company, family trust and SMSF for any property using the correct Budget 2026 tax rules for each structure.
Mortgage Strategy
Model eight different mortgage strategies — offset accounts, extra repayments, debt recycling, split loans — and find your fastest path to financial freedom.
AI Property Agent
Ask any property investment question and get an answer grounded in Australian tax law and your specific situation — not generic advice.
Portfolio Tracker
Track your entire portfolio in one place. See combined cashflow, total equity, stress test under different rate scenarios and next property modelling.
How we operate
Independent and conflict-free
PropTime does not earn commissions from property sales, mortgage referrals or financial product recommendations. Our only revenue is from subscriptions. This means our tools and data serve your interests — not a sales outcome.
No advertising
We do not sell advertising space and do not allow advertisers to influence our suburb scores, calculator outputs or editorial content. What you see is what the data shows.
Educational — not advice
PropTime provides educational tools and general information. We are not licensed to provide financial product advice and we are transparent about this. Our tools help you ask better questions — not replace professional advice.
Honest about uncertainty
Budget 2026 legislation is proposed — not passed. Suburb scores are based on data available to us — not a guarantee of future performance. We are explicit about what we know, what we estimate and what is uncertain.
Built for the long term
PropTime is designed to grow with its users. Free accounts stay free. Pro features improve over time. We are building a platform investors return to throughout their property journey — not a one-time tool.
White-label and partner arrangements
PropTime is available as a white-label platform for mortgage brokers, buyers agents and property accountants. Give your clients access to professional-grade research tools under your brand.
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